We can offer hundreds of loans from a wide range of lenders to bring you the best rate secured loans. We are dedicated to providing the best possible loan based on your individual situation and needs. To get started, click here to apply for your secured loan.
Getting the packs off
In order for us to process your loan application we need to know some details about you. These are the details that each lender cares about. Our secured loan partners are able to sort all this data and find the best loan for you. This is a quick process and does not take longer than 30 minutes. Once the loan has been found and you are happy with the details we will issue the documents off to you. Simply read, sign and return.
A Case Manager will then be assigned to your application. It is their job to process the remainder of the application all the way to completion. This may include getting payslips, bank statements and surveys.
From Loan Application to Lender
The first stage is to fill in your contact details on our short online secured loan application form. A specialist team of secured loan underwriters will then contact you to do a fact find and find the best secured loan rates for you. You can speed up the process and fast track your application by calling the hotline number and quoting your customer reference number.
Initial Fact Find
Collecting all the relevant details to accurately source the best secured loan rate for you. This information includes details about your property, such as property value and mortgage details, details about yourself and your partner (for joint applications).
- Finding Your Secured Loan
Hundreds of different secured loans are searched and compared to find the best secured loan rates for your needs. Whether your looking for a home owner loan for something special, applying for a debt consolidation loan or looking to do some home improvements, there will be a secured plan for you. Having access to the whole of market means whatever you circumstances we can find a secured loan for you whether you're a prime customer, retired, self employed or have a bad credit rating.
- Return Your Secured Loan Application
Once you're happy with your secured loan plan, an application pack to you to fill in and return. A secured loan representative can even come to your home to help you fill in your application. If you need your loan quickly, your secured loan documents can be sent electronically to fast track your application. Don't forget to ask to have your loan application Fast Tracked.
Managing your Application
When you return your completed application, a Case Manager will be assigned to prepare your application for submission to your chosen secured loan lender. This includes gathering evidence such as proof of identity, income and mortgage documents. You can track this process online using the secured loan case tracker which keeps you updated with any developments to your case and gives you a direct link to your Case Manager.
Completion
On completion, the lender will transfer your money to your bank account and the monthly payments will begin as set out in the credit agreement.